Attention homeowners: Real estate appraisal services for in Indianapolis and Marion County
See the top seven reasons IN homeowners need Crick Appraising:
Do you own a home in or near Indianapolis? Do you need help determining the value of your real estate?
At Crick Appraising, we understand the particular needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Crick Appraising are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours. Need to cancel PMI?A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Crick Appraising is qualified in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance. Challenging Marion county's assessment of your propertyYour local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. This only means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Crick Appraising is your number one weapon. HELOC recently frozen?If your house is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Crick Appraising can provide you with a professional appraisal to help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Crick Appraising offers field reviews where we go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Crick Appraising can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home. |